There is a fine line between being careful with your personal and equipment's safety, and getting close enough to your subject to get the shot. It may not have been this particular splash that ended up soaking my clothes and camera, but I did end up needing the towel I now keep in my camera bag due to this occurring more often than I'd like.
Glad you got away with this one, Kieran! That golden splash reaching for us adds dynamism to this image and contrast against that majestic horse's head. Do you mind saying where this is? I don't recognise it at all.