Does it even matter? Or do you enjoy getting something out of the camera that just works, with colors, contrast, and grain that's already embedded into it?
This video shows the differences and is set up to make you guess what which is which. The digital images aren't edited and the film scans are also not edited, but it's film, and it will give you the yellows of Kodak Gold 100 or the contrast of of Fujifilm Superia 400. It's what you want from the experience, I suppose. Shoot what you want to shoot, and realize that it's your experience and your work, and if you're like me and got some wrong in the video test, it proves that it's not really about the gear, but rather about the feeling of the images.
However, I do think experimenting with both is a good idea. If you're getting into photography and budget is a constraint, get a film camera off eBay. You can pick up a Nikon FE or FE2 with great and cheap lenses. When you've built some form of portfolio and brand, it might be the time to buy a digital camera, which will be more cost effective in the long-term. Obviously, there's more to it than just cost, and no matter what filters you use, it's going to give you a different experience than that of film. In the same way, developed 35mm film is what it is and if not exposed correctly, can be difficult to correct in post, but has beautiful colors from the get-go.